Jeff Petersen

Senior Loan Advisor

NMLS# 5555

Should I Consolidate My Debts with a Mortgage Refinance Loan?

In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may be able to consolidate all that debt and Jun 06, 2023

Understanding Mortgage Loan Origination Fees

One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origi May 30, 2023

How to Improve Your Credit to Get a Better Mortgage Deal

In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as May 23, 2023

Do I Have to Pay Private Mortgage Insurance?

Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against defau May 16, 2023

Is a Conforming Loan the Same as a Conventional Loan?

As you begin the mortgage process, you’ll have lots of terminology thrown at you that can be a little confusing. Two similar sounding terms that might have you perplexed are conforming and conve May 09, 2023

Why Is My Mortgage Escrow Account Sending Me a Check?

After making all your mortgage payments for several years, you suddenly get a check in the mail from your escrow account. If you didn’t pay close attention during your mortgage closing, you may May 02, 2023