Jeff Petersen

Senior Loan Advisor

NMLS# 5555

Blog

Merry Christmas

As the holiday season fills our hearts with joy and our homes with warmth, we want to take a moment to wish you and your family a very Merry Christmas! From all of us at Urban Mortgage, thank you for Dec 23, 2025

Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?

Credit card debt affects millions of Americans, with high interest rates making it difficult to make meaningful progress toward becoming debt-free. A Home Equity Line of Credit (HELOC) offers one pote Dec 16, 2025

Starter Home vs. Forever Home: Making the Right Choice

Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immedi Dec 09, 2025

Buying a Property with Existing Tenants

It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental rev Dec 02, 2025

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial ass Nov 25, 2025

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this opti Nov 18, 2025